총 게시물 20건, 최근 1 건
   

악성코드로 인한 전자금융거래의 위기

기사작성 : 김종수기자 기사작성날짜 : 2013-11-12 (화) 19:58
    악성코드로 인한 전자금융거래의 위기
                             
통영경찰서
지능범죄수사팀장
                               윤 영 대
    사본 -윤영대.jpg
 
 
최근 인터넷 이용이 활성화 되면서 이용자의 PC에 악성코드를 감염시킨 후 이를 이용한 전자금융 거래 사기 피해가 급증하고 있다. 악성코드는 PC 이용자가 각종 웹사이트에서 영화, 동영상 등 자료를 다운로드 받거나, 이메일 등을 수신 할 때 유포되어 PC에 설치된 후 은행 등 금융기관 사이트에 접속 시 작동하게 된.
 
이런 악성코드를 이용한 전자금융거래 사기 피해의 대표적 유형이 파밍( farming)과 메모리 해킹(Memory Hacking)이다. 파밍은 가짜 은행사이트로 접속을 유도해 개인정보를 입력하게 하여 보를 빼내는 것이며, 메모리해킹은 파밍과 달리 정상 은행 사이트에 접속한 피해자들의 비밀번호, 보안카드 번호 등을 빼내는 수법이다. 파밍과 메모리 해킹은 피해자들의 금융계좌에서 피해금을 인출하기에 피해액이 크며, 피해금이 이체된 범행계좌에 돈이 남아 있지 않다면 환급받을 수 있는 회복 절차도 힘든 실정이다.
 
그나마 메모리 해킹의 경우는 은행의 진짜 사이트를 이용하다 피해가 발생되기 때문에 피해자의 과실이 없다면 은행이 가입한 보험사를 통한 피해보상이 비교적 가능한 편이다.
악성코드는 최근 웹주소가 첨부된 문자메시지를 통해 스마트폰에 설치되어 소액결제 를 발생시키는 일명 스미싱(smishing) 피해로도 이용되고 있으며, 이 때문에 사용하지 않는 소액결제 서비스는 차단을 시킨 후 수신된 문자에 첨부된 웹주소는 함부로 클릭하지 않도록 주의해야 한다.
 
그리고 위와 같은 악성코드를 이용한 사기 피해는 보이스피싱이 진화한 신종 법들이지만 아직까지 검찰, 경찰을 사칭하거나 자녀 납치 등의 협박 전화에 아 은행 창구에서 직접 금원을 이체하는 보이스피싱 사례도 계속적으로 발생하고 있어 주의가 요망된다.
 
악성코드 유포에 따른 전자금융거래 사기 피해를 방지하기 위해서는 시중 은행 사이트에 이용자가 다른 컴퓨터에서 접속할 경우 새로운 번호를 요구하거나 악성코드를 치료할 수 있도록 백신프로그램을 업데이트해야 하고, 또한 이용자들은 계좌 이체 도중 컴퓨터가 비정상적으로 종료되거나 이전 절차와 다른 내용의 항목 창이 활성화 될 경우 즉시 진행을 중단하고 은행 콜센터를 통해 계좌 정지 후 PC에 대한 원격지원 등을 받아 이상 유무를 확인해야 한다. 더불어 인터넷 이용이 쉽고 편리해진 대신 보안문제는 취약할 수 있음을 인식하고 PC 이용자 스스로 안의식을 갖고 정기적인 백신 검사와 불법 동영상 등 파일 다운로드 자제, 발신자 불명의 이메일 등은 확인하지 않는 생활 습관이 필요하다고 보여 진다.

<무단 복제, 배포를 금합니다. 통영문화투데이>


있습니 2017-05-08 (월) 15:28
ylq  www.marc-jacobs.us.com/, www.michaelkors-store.us.org/, www.michaeljordan.com.de/, www.coachoutlet-online.com.co/, www.nhl-jerseys.net/, www.burberry-handbagssale.net.co/, michaelkors.blackofriday.com/, www.cheap-mlbjerseys.us.com/, www.nike-skor.com.se/, www.nikeshoesoutlet.org.uk/, www.raybans.org.es/, www.bottega-bags.com/, www.mk-outletonline.us/, www.tomsshoes-outlet.us.org/, www.michael-kors.net.co/, www.ed-hardy.usdgfd.com/, www.polos-outlets.com/, www.air-jordanshoes.us/, www.michaelkorsoutlet-online.ar.com/, www.cheap-jordans.net/, clippers.nba-jersey.com/, broncos.nfljersey.us.com/, www.soft-ballbats.com/, www.christianlouboutinoutlet.net.co/, www.oakley-outlet.fr/, ravens.nfljersey.us.com/, www.coachfactory.shop/, www.raybans-outlet.org.uk/, www.puma-shoesoutlet.com/, www.replica-handbags.com.co/, www.burberry-outlets.net.co/, magic.nba-jersey.com/, www.ray-bans.co.uk/, wwsfsw.oakleys-outlet.com.co/, www.hollisters.us.com/, www.oakleys-outlets.net/, www.juicycouture.com.co/, www.nike-store.dk/, www.nike-air-max.com.au/, chargers.nfljersey.us.com/, www.calvin-kleins.in.net/, www.adidas.com.se/, www.adidas-shoes.in.net/, www.raybanoutlet.ca/, www.beatsbydrdrephone.com/, www.coach-outlets.net.co/, www.air-max.com.de/, www.swarovski-jewelrys.com/, www.air-yeezys.com/, celine.blackofriday.com/, www.michael-korsbags.com.co/, www.nikestoreoutlet.us/, www.new-balancecanada.ca/, www.ok-em.com/, www.thenorthfacejackets.fr/, www.nike-air-max.com.de/, www.raybans-outlet.nl/, www.the-north-face.org.uk/, www.omegas-relojes.es/, www.chiflatiron.net.co/, www.ferragamoshoes.in.net/, www.oakley-sunglasses.mex.com/, www.thenorthface.com.de/, seahawks.nfljersey.us.com/, www.coachsoutletonline.in.net/, www.michael-kors.com.es/, www.tommy-hilfigers.in.net/, www.michaelkors-ins.com/, pacers.nba-jersey.com/, www.polo-ralphlaurens.us.com/, www.rayban-sunglasses.co/, steelers.nfljersey.us.com/, www.co-aol.com/, www.barbour-factory.net/, www.poloralphlaurenoutlet.net.co/, celtics.nba-jersey.com/, www.omegawatches.in.net/, www.oakley-sunglassessale.com/, www.versace-outlet.com/, www.tommyhilfigerca.ca/, www.rosheruns.us/, www.lauren-ralphsoutlet.co.uk/, www.michaelkorsoutletonline.net.co/, www.converse.com.de/, www.truereligion-outlet.us.org/, www.burberry-outletcanada.ca/, raptors.nba-jersey.com/, www.michaelkors-outletonline.cc/, www.philipp-pleins.com/, www.armani-exchange.in.net/, www.the-northfaces.net.co/, www.supra-shoes.org/, www.michael-kors-australia.com.au/, www.hermes-birkinoutlet.net/, www.michael-kors.shop/, www.newbalance-outlet.org/, www.iphone-cases.net/, www.cheap-michaelkors.com.co/, www.bottega-venetasoutlet.com/, www.ralphs-laurenpolos.net/, heat.nba-jersey.com/, timberwolves.nba-jersey.com/, www.coachfactory.cc/, www.p90xs-workout.com/, www.instylers.us/, www.nike-max.fr/, www.mbt-outlet.com/, www.the-northfaces.us.com/, coach.blackofriday.com/, www.soccers-shoes.net/, michaelkors.euro-us.net/, www.oakley-sunglass.net.co/, www.nikeshoes-outlet.com/, bulls.nba-jersey.com/, www.nike-airmaxs.fr/, www.iphonecases.net.co/, www.michaelkorsoutlet.ar.com/, www.hogan.com.de/, pelicans.nba-jersey.com/, www.adidas-shoes.es/, www.pulseraspandora.com.es/, www.prada-bagsoutlet.com/, www.givenchy.com.co/, www.truereligion-outlet.com.co/, www.raybans-outlet.com.co/, www.nike-shoesoutlet.com/, www.mk-com.com/, www.prada.com.de/, www.mizuno-running.net/, www.polos-outletstore.net/, www.true-religions.com/, www.longchampbags.com.co/, jaguars.nfljersey.us.com/, www.vans-shoesoutlet.com/, www.montrespaschers.fr/, ralphlauren.blackofriday.com/, colts.nfljersey.us.com/, www.outlet-burberry.net/, www.basketballshoes.com.co/, raiders.nfljersey.us.com/, www.christian-louboutins.co.uk/, www.oakleys.org.es/, www.oakleys-frame.com.co/, www.katespadeoutlet.gb.net/, browns.nfljersey.us.com/, www.oakleysoutlet.it/, www.roshe-run.co.uk/, dolphins.nfljersey.us.com/, www.polos-ralphlauren.com.co/, eagles.nfljersey.us.com/, www.bcbg-maxazria.ca/, www.oakley--sunglasses.com.au/, www.prada-shoes.com.co/, www.soccer-shoesoutlet.com/, www.nike-shoescanada.ca/, www.burberry-outlets-online.org.uk/, spurs.nba-jersey.com/, www.nikestore.com.de/, www.nikefree-run.net/, www.hollister-store.com/, www.swarovski-canada.ca/, www.levisjeans.com.co/, www.hogan-shoes.co.uk/, www.true-religion-jeans.com.co/, cavaliers.nba-jersey.com/, www.bcbg-dresses.net/, www.oakley.com.de/, www.nike-air-force.de/, www.designer-handbagsoutlet.us.com/, www.coach-outletonline.ca/, coach-outlet.tumblr.com/, www.toms-outletonline.com.co/, www.barbour-jackets.com/, www.oakleys-2017.in.net/, www.longchamp-bags.us.com/, www.mlb-jerseys.us.com/, www.hermesoutlet.shop/, www.michaels-kors.us/, www.nike-outlet.us.org/, www.jimmy-chooshoes.com/, knicks.nba-jersey.com/, 76ers.nba-jersey.com/, www.rayban.com.de/, www.nike-mercurial.com/, www.omega-watches.com.co/, buccaneers.nfljersey.us.com/, www.toryburchsale.com.co/, www.nike-huaraches.nl/, www.woolrich-clearance.com/, www.hollisteronlineshop.com.de/, www.rolexwatchesforsale.us.com/, www.ferragamos.us.com/, www.pandoras-charms.org.uk/, giants.nfljersey.us.com/, www.nikefreeshoes-inc.co.uk/, www.ralphlauren-polos.com.co/, www.pandora.com.de/, patriots.nfljersey.us.com/, www.new-balanceshoes.es/, azcardinals.nfljersey.us.com/, www.cheapnhljerseys.us.com/, www.hermes-bags.net/, www.cheapoakleyss.com/, jets.nfljersey.us.com/, www.tommy-hilfiger.net.co/, www.puma-shoes.de/, www.chiflatirons.in.net/, www.ralphlaurenonlineshop.de/, www.babyliss-pros.com/, www.retro-jordans.net/, www.burberry-outlets.org.uk/, www.toms-shoes-outlet.us/, www.giuseppes-zanotti.com/, www.christianlouboutin-shoes.ca/, grizzlies.nba-jersey.com/, www.airmax-shoes.com/, www.cheapshoes.net.co/, oakley.blackofriday.com/, www.cheapthomas-sabos.co.uk/, www.raybans-cher.fr/, www.ecco-shoes.us.com/, coach.euro-us.net/, lakers.nba-jersey.com/, www.oakley-outletonline.com.co/, www.michaelkors-canadaoutlet.ca/, www.nike-rosherun.com.es/, www.nike-airmaxnc.co.uk/, www.nike-free-runs.de/, www.rolexwatches-canada.ca/, www.burberry-outlet.in.net/, www.scarpehogans.it/, hornets.nba-jersey.com/, www.tommys-hilfiger.com/, www.cheap-rolex-watches.org.uk/, www.christian-louboutins.in.net/, cowboys.nfljersey.us.com/, www.adidas-schuheonline.de/, vikings.nfljersey.us.com/, www.mcms-handbags.com/, www.christian-louboutinshoes.in.net/, lions.nfljersey.us.com/, bucks.nba-jersey.com/, www.dsquared2s.com/, bengals.nfljersey.us.com/, www.burberry-bags.net/, www.airmax-2015.org/, www.nba-jersey.com/, www.prada-outlet.com.co/, www.jordan-retro.org/, www.oakleysunglasses-canada.ca/, www.coachblackfriday.com/, panthers.nfljersey.us.com/, www.beatsheadphone.in.net/, kings.nba-jersey.com/, www.rolex-watches.us.com/, www.nike-air-max.com.se/, www.nikefree5.net/, www.swarovski-crystals.us.com/, www.converses-outlet.com/, www.toryburch-outlet.com.co/, www.lacoste-store.com/, www.adidas-shoes.nl/, 49ers.nfljersey.us.com/, www.timberlandshoes.net.co/, www.oakleys2017.com/, www.coachoutlet-inc.net/, www.under-armouroutlet.com/, www.michaels-korsoutlet.co.uk/, www.air-huarache.co.uk/, rams.nfljersey.us.com/, www.ralphs-laurenpolo.co.uk/, www.oakley-sunglasses2017.com/, www.horlogesrolexs.nl/, www.ray-banssale.com/, www.coach-factoryoutlet.net.co/, www.cheap-baseballbats.us/, www.cheap-watches.in.net/, www.burberry-store.com/, www.tory-burch.us.org/, www.mcm-handbags.org/, www.kates-spade.com/, www.burberryonlineshop.de/, www.mcmhandbags.com.co/, www.beatsbydre.com.co/, www.air-huaracheshoes.co.uk/, www.ray-bansoutlet.com.co/, www.rayban-sunglasses.fr/, www.jordanshoes.net.co/, www.uhren-stores.de/, www.ralph-laurenpolos.co.uk/, www.toms-outletstore.com/, www.nfl-jersey.us.org/, www.nike-shoes.com.co/, www.vibram-fivefingers.in.net/, www.toms-shoe.us.org/, www.toms--outlet.com.co/, www.michael-kors-taschen.com.de/, www.timberland-boots.com.co/, www.soccershoes.us.com/, chiefs.nfljersey.us.com/, www.converse-shoes.net/, www.ralphslaurenoutlet.us.com/, www.swarovski-online-shop.de/, www.niketnrequinpaschers.fr/, www.coach-outlet.store/, www.nba-shoes.com/, www.michaelkors.so/, www.truereligions.net/, www.cheap-nike-shoes.net/, www.nike-rosheruns.nl/, www.zcoachoutlet.com/, www.vans-shoes.co.uk/, www.true-religion.com.co/, www.polo-ralph-lauren.de/, www.reebok.com.de/, www.tommy-hilfiger.com.de/, www.women-clothes.com/, www.barbour.in.net/, www.dsquared2-outlet.com/, www.valentino-shoesoutlet.us.com/, www.vans-schuhe.com.de/, www.barbour-jackets.us.com/, www.swarovskissale.co.uk/, www.cheapjerseys.net.co/, www.michael-kors-outlet.us.org/, rayban.blackofriday.com/, texans.nfljersey.us.com/, mavericks.nba-jersey.com/, www.michael-kors.cc/, www.cheap-raybansoutlet.com.co/, www.asicsoutlet.us.org/, www.burberryoutlet-sale.com.co/, www.handbagsoutlet.in.net/, www.pandorajewelry.top/, www.coach-factory.com.co/, www.north-face.com.co/, www.new-balance-schuhe.de/, www.air-maxschoenen.nl/, falcons.nfljersey.us.com/, www.ralphlaurens.ca/, www.longchamp.com.de/, www.nikeairmax-90.net/, www.asics-outlets.com/, www.burberrybags.net.co/, www.michael-korsoutlet.co.uk/, www.ralphlauren-au.com/, www.christianlouboutinshoes.jp.net/, www.timberlandspaschere.fr/, warriors.nba-jersey.com/, www.celine-bags.com/, www.jerseys-store.com/, airmax.misblackfriday.com/, www.michael-korsoutlet.cc/, www.ray-bans.net.co/, www.ralph-laurenpolosoutlet.com/, www.supra-footwear.net/, trailblazers.nba-jersey.com/, www.toryburch-shoesoutlet.com/, www.nike-store.in.net/, www.designer-handbags.cc/, www.long-champoutlet.com/, www.tnf-jackets.us/, saints.nfljersey.us.com/, www.marcjacobs-outlet.com/, www.barbours.us.com/, www.nike-schoenen.co.nl/, www.juicycoutureoutlet.net.co/, www.cheapjerseys.us.org/, www.toms-outlets.us.com/, coachoutlet.euro-us.net/, www.rolex-watchoutlet.com/, www.hollisterclothings-store.com/, www.nikeair-max.es/, www.pandoracharms-canada.ca/, www.cheap-jerseys.mex.com/, www.hollister-clothing.com.co/, www.ralphlaurens-outlet.co.uk/, www.oakleys-outlet.in.net/, www.ray-bans-sunglasses.net/, www.oakleys-sunglasses.com.co/, www.michael-kors.in.net/, www.chrome-hearts.com.co/, www.adidas-shoes.ca/, www.montblanc-pens-sale.com/, redskins.nfljersey.us.com/, www.nikeair-max.ca/, bears.nfljersey.us.com/, www.raybans-outlet.it/, www.kate-spades.com.co/, thunder.nba-jersey.com/, www.fendi-outlet.in.net/, www.hugo-boss.com.co/, www.longchamp.com.co/, www.toms-shoesstore.com.co/, www.swarovski-australia.com.au/, titans.nfljersey.us.com/, www.burberry-handbags.net.co/, www.ralph-laurenoutletonline.in.net/, bills.nfljersey.us.com/, www.nike-roshe-run.de/, www.ferragamo.net.co/, www.the-northface.ca/, www.giuseppezanotti.com.co/, www.thenorth-face.com.co/, www.salomon-schuhe.com.de/, longchamp.blackofriday.com/, www.salvatore-ferragamos.com/, www.the-northfacejackets.net.co/, www.hollisters-canada.ca/, jazz.nba-jersey.com/, www.tommy-hilfigers.de/, www.nikefree-run.org.uk/, www.louboutin.jp.net/, www.christianlouboutinshoesoutlet.org/, rockets.nba-jersey.com/, www.tommyhilfigers.nl/, www.beats-by-dre.com.co/, www.raybans-sunglasses.net.co/, www.nike-schuhe.com.de/, www.pradahandbags.net.co/, www.ralph-laurenoutletonline.com/, www.cheap-rayban.com.co/, www.long-champbags.com/, www.michaelkors.co.nl/, www.jimmy-choosshoes.com/, www.tracksuits-store.com/, www.nikerosherun.us/, www.newoutletonlinemall.com/, www.hoodies-store.com/, wizards.nba-jersey.com/, www.longchampoutlet.com.co/, nuggets.nba-jersey.com/, pistons.nba-jersey.com/, www.mcm-bags.us.org/, www.burberrys-outletonline.com/, suns.nba-jersey.com/, www.thomas-sabos.com.de/, www.adidas-store.net/, www.pandorajewellery.com.au/, www.michaelkorsoutlet.se/, www.timberlandbootsoutlet.us.com/, packers.nfljersey.us.com/, www.eyeglasses-outlet.com/, www.wedding-dresses.cc/, www.michaelkors-bags.us.org/, www.nfljersey.us.com/, hawks.nba-jersey.com/, www.philipp-plein.us.com/, www.nike-airmax.us.com/, www.newbalance-shoes.org/, www.adidassuper-star.de/, www.katespades.com.co/, nets.nba-jersey.com/, www.converse.net.co/, www.hollister-abercrombie.com.se/, www.mcmbackpacks.net/, www.raybans-outlet.cc/, www.nike-shoesfactory.us/, www.ralph-laurens.org.uk/, www.nikeshoes.org.es/
댓글주소 답글쓰기
이름 패스워드
☞특수문자
hi
왼쪽의 글자를 입력하세요.
   

  



 

Copyright ⓒ 통영문화투데이 All rights reserved.
제호:통영문화투데이 | 발행소:  경남 통영시 안개3길 55-9 |  등록일: 2013년 3월25일 |  발행일 :  2013. 03. 30 | 제보전화: 055)646-7773  |

명칭: 인터넷신문  | 등록번호 : 경남 아00216 |  발행인 | 편집인:  김종수 |청소년보호책임자 김종수  E_mail :  tynews@nate.com